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FAQs

What credit bureau does South State Bank pull from? ›

The South State Bank may use either TransUnion, Experian, or Equifax when deciding whether to approve you for a credit card or not. If you do get approved, South State will report your financial activity to all three credit bureaus on a monthly basis.

What is the phone number for SouthState credit card? ›

For account specific information, please send a secure message within Online Banking or call us at (800) 277-2175.

What is the minimum credit score for SouthState Bank? ›

The SouthState Advantage Highlights
Program DetailsBuyer's AdvantageCommunity Advantage
Mortgage InsuranceNot RequiredNot Required
Qualifying Credit Score640600
Must Be a First-Time HomebuyerNoYes 2
Income RestrictionsNo 3Yes 4
3 more rows

Is there a limit on SouthState debit cards? ›

There are no limits on the number of transactions per day. However, PIN and signature-based transactions cannot exceed $2,000 per day.

How can I check my SouthState Bank credit card balance? ›

Only balances are available through Online Banking. To view more details such as transactions and payment history, click the Credit Card info link in Online Banking to login to the Credit Card platform or you can access from the drop down menu on SouthStateBank.com.

What is this credit card number? ›

Credit card number

This is often referred to as the 'long number' on the front of your credit card, which is usually 16 digits, but can be up to 19 digits in some instances. More formally, it's known as a Permanent Account Number, or 'PAN'. It's not just a random number though.

Where can I check my credit card status? ›

To check the Credit Card status online, visit the issuing bank's official website. Go to the Credit Card section and find the option for application status. Next, enter your application reference number or registered mobile number and possibly a security code or OTP for verification.

Which banks pull from Equifax? ›

Here are some of the best credit cards that may use Equifax only:
  • Chase Sapphire Reserve: $450 annual fee (excellent credit) ...
  • Citi Double Cash: $0 annual fee (good credit) ...
  • Discover it: $0 annual fee (good credit) ...
  • HSBC Premier World Mastercard: $95 annual fee, waived the first year (excellent credit)

What credit bureau do most banks use? ›

There isn't a single credit bureau that's universally favored by all issuers. Some banks pull from Equifax, some from Experian and others from Transunion when evaluating credit card applications. Other banks pull your credit report from two or even all three bureaus.

Which loan companies use Equifax only? ›

PenFed Credit Union is the only loan company that uses only your Equifax credit data. In most cases, you won't be able to determine beforehand which credit bureaus your lender will use. In some cases, lenders will pull your credit report from two or even all three major credit bureaus.

What credit bureau do they pull from? ›

Equifax, TransUnion and Experian remain the three central consumer credit reporting agencies in the U.S. Credit reports provided to banks, companies and others by reporting agencies allow lenders and landlords to assess potential risk in lending or leasing to borrowers or tenants.

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